:root{--ink:#162522;--muted:#65746d;--green:#0d7a5f;--dark:#092f29;--mint:#e1eee8;--paper:#f7f6f0;--line:#d8e1dc;--coral:#e86c52;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font-family:Arial,Helvetica,sans-serif}a{color:inherit}a:focus-visible{outline:3px solid var(--coral);outline-offset:4px}.mortgage-header{display:flex;align-items:center;gap:30px;max-width:1320px;margin:auto;padding:23px 44px}.brand{display:inline-flex;align-items:center;gap:10px;font-weight:700;text-decoration:none;white-space:nowrap}.brand-mark{display:grid;width:36px;height:36px;place-items:center;border-radius:9px;color:#fff;background:var(--green);font-size:.73rem;font-weight:800}.mortgage-header nav{display:flex;gap:27px;margin-left:auto}.mortgage-header nav a{color:var(--muted);font-size:.86rem;text-decoration:none}.mortgage-header nav a:hover{color:var(--green)}.button{display:inline-flex;align-items:center;justify-content:center;gap:9px;min-height:48px;padding:0 19px;border:1px solid var(--green);border-radius:6px;color:#fff;background:var(--green);font-size:.84rem;font-weight:700;text-decoration:none;transition:background .2s,transform .2s}.button:hover{background:var(--dark);transform:translateY(-2px)}.button-small{min-height:40px;padding:0 15px}.mortgage-hero{display:grid;grid-template-columns:1fr 420px;align-items:center;gap:10vw;max-width:1320px;min-height:610px;margin:auto;padding:75px 44px 105px}.hero-copy{max-width:650px}.eyebrow{margin:0 0 14px;color:var(--green);font-size:.7rem;font-weight:800;letter-spacing:.13em;text-transform:uppercase}.hero-copy h1,.section-heading h2{font-family:Georgia,'Times New Roman',serif;font-weight:400;line-height:.96;letter-spacing:-.035em}.hero-copy h1{max-width:650px;margin:0 0 25px;font-size:clamp(3.6rem,7vw,6.6rem)}.hero-copy>p:not(.eyebrow){max-width:510px;margin:0 0 30px;color:var(--muted);font-size:1.04rem;line-height:1.65}.hero-actions{display:flex;align-items:center;gap:26px}.text-link{color:var(--green);font-size:.86rem;font-weight:700;text-decoration:none}.hero-note{padding:35px;border:1px solid var(--line);border-radius:10px;background:#fff;box-shadow:14px 14px 0 rgba(232,108,82,.16);transform:rotate(1.5deg)}.note-label{display:block;margin-bottom:50px;color:var(--coral);font-size:.67rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.hero-note strong{display:block;max-width:270px;font-family:Georgia,serif;font-size:2.1rem;font-weight:400;line-height:1.03}.hero-note p{margin:25px 0;color:var(--muted);font-size:.82rem;line-height:1.55}.note-line{display:block;width:55px;height:3px;margin-bottom:16px;background:var(--green)}.hero-note small{color:var(--muted);font-size:.67rem}.calculator-section{padding:100px max(24px,calc((100% - 1232px)/2));background:var(--mint)}.section-heading{max-width:590px}.section-heading h2{margin:0 0 18px;font-size:clamp(2.5rem,5vw,4.7rem)}.section-heading>p:last-child{max-width:490px;margin:0;color:var(--muted);font-size:.95rem;line-height:1.6}.calculator-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:50px;max-width:1080px;margin-top:55px}.calculator{display:grid;gap:25px;padding:30px;border:1px solid var(--line);border-radius:8px;background:#fff}.calculator label{display:grid;gap:12px;color:var(--muted);font-size:.8rem;font-weight:700}.calculator output{justify-self:end;margin-top:-28px;color:var(--ink);font-size:1.05rem}.calculator input[type=range]{width:100%;accent-color:var(--green)}.calculator select{width:100%;padding:13px;border:1px solid var(--line);border-radius:5px;color:var(--ink);background:#fff;font:inherit}.estimate{align-self:stretch;padding:36px;color:#fff;background:var(--dark)}.estimate>span{display:block;color:#b6cdc4;font-size:.75rem}.estimate strong{display:block;margin:22px 0;font-family:Georgia,serif;font-size:4.3rem;font-weight:400}.estimate p{max-width:290px;color:#d1e0da;font-size:.79rem;line-height:1.55}.estimate .button{margin-top:20px;color:var(--dark);background:#a9e1c6;border-color:#a9e1c6}.section-shell{max-width:1232px;margin:auto;padding:110px 44px}.paths{border-bottom:1px solid var(--line)}.path-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:50px}.path-grid a{position:relative;min-height:240px;padding:25px;border-top:2px solid var(--green);background:#fff;text-decoration:none}.path-grid a:hover{transform:translateY(-3px)}.path-grid span{color:var(--coral);font-size:.67rem;font-weight:800}.path-grid h3{margin:55px 0 12px;font-family:Georgia,serif;font-size:1.55rem;font-weight:400}.path-grid p{max-width:260px;color:var(--muted);font-size:.8rem;line-height:1.55}.path-grid strong{position:absolute;top:24px;right:25px;color:var(--coral)}.process{display:grid;grid-template-columns:.85fr 1.15fr;gap:10vw}.process ol{display:grid;gap:0;margin:0;padding:0;list-style:none}.process li{display:grid;grid-template-columns:44px 1fr;gap:20px;padding:24px 0;border-top:1px solid var(--line)}.process li:last-child{border-bottom:1px solid var(--line)}.process li>span{display:grid;width:34px;height:34px;place-items:center;border-radius:50%;color:var(--green);background:var(--mint);font-family:Georgia,serif}.process h3{margin:0 0 7px;font-family:Georgia,serif;font-size:1.3rem;font-weight:400}.process p{margin:0;color:var(--muted);font-size:.82rem;line-height:1.55}.contact-strip{display:flex;align-items:center;justify-content:space-between;gap:40px;max-width:1232px;margin:0 auto 100px;padding:55px 60px;border-radius:8px;color:#fff;background:var(--coral)}.contact-strip h2{max-width:620px;margin:0;font-family:Georgia,serif;font-size:clamp(2rem,4vw,3.8rem);font-weight:400;line-height:1}.contact-strip .eyebrow{color:#ffe6dc}.button-light{color:var(--coral);border-color:#fff;background:#fff}footer{display:grid;grid-template-columns:1fr 1fr;gap:40px;padding:48px max(44px,calc((100% - 1232px)/2));color:#c3d4cc;background:var(--dark)}footer p{max-width:330px;color:#c3d4cc;font-size:.78rem;line-height:1.5}footer div:last-child{display:grid;align-content:start;gap:11px}footer div:last-child span{color:#78b79b;font-size:.66rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase}footer div:last-child a{font-size:.8rem;text-decoration:none}footer small{display:block;margin-top:18px;color:#78b79b;font-size:.68rem}@media(max-width:850px){.mortgage-header{padding:20px 24px}.mortgage-header nav{gap:15px}.mortgage-header nav a:nth-child(2),.mortgage-header nav a:nth-child(3){display:none}.mortgage-hero{grid-template-columns:1fr;gap:55px;padding:55px 24px 85px}.hero-note{max-width:500px}.calculator-grid,.process{grid-template-columns:1fr}.section-shell{padding-right:24px;padding-left:24px}.contact-strip{align-items:flex-start;flex-direction:column;margin-right:24px;margin-left:24px;padding:38px 28px}.path-grid{grid-template-columns:1fr}.contact-strip .button{width:100%}}@media(max-width:520px){.mortgage-header{flex-wrap:wrap}.mortgage-header .button{order:3;width:100%}.mortgage-header nav{order:2;margin-left:auto}.hero-copy h1{font-size:clamp(3.2rem,17vw,5rem)}.hero-actions{align-items:flex-start;flex-direction:column;gap:20px}.hero-note{transform:none}.calculator-section{padding-top:75px;padding-bottom:75px}.estimate strong{font-size:3.4rem}footer{grid-template-columns:1fr;padding:40px 24px}}